Our Insurance Products

Tailored insurance solutions for every Kenyan, designed with your specific needs in mind.

Boda Rider Income Protection Cover

A revolutionary insurance solution designed for boda boda operators

  • Accident and disability income protection
  • Daily compensation for downtime
  • Third-party motor insurance
  • Rider and passenger medical cover
  • Theft and fire protection for motorcycles
  • Legal support for accidents

Target Market:

Boda riders, delivery couriers (UberEats, Glovo), rural transport providers

Bike Loan Protection Cover

Designed for riders with financed motorcycles or those under SACCO/bank motorcycle loans

  • Pays off remaining loan in case of death or total disability
  • Monthly installment support during accident recovery
  • Loan guarantor risk cover
  • Income continuation option

Digital Hustler Cover

For Kenya's rising gig economy

  • Covers laptops, phones, and mobile business assets
  • Mobile health insurance bundled with cover
  • Theft, fire, cyber fraud, and online delivery failure
  • Monthly contribution model (KES 100–500/month)

Target Market:

Freelancers, Instagram sellers, TikTok marketers, influencers, online tutors, and riders

Community & Faith-Based Group Cover

Group insurance tailored for churches, mosques, chamas & savings groups

  • Group health and life
  • Pastoral accident & hospitalization
  • Funeral benefit plans
  • Event liability and asset protection

SME Protection Suite

We provide end-to-end protection for growing businesses

  • Stock, property, and fire cover
  • Employee work injury benefit (WIBA)
  • Burglary, cash-in-transit, and fidelity guarantee
  • Public liability & business interruption
  • Group health, life, and pension covers

Target Market:

Shops, restaurants, salons, garages, agribusinesses, and small factories

Personal & Household Covers

Essential protection for everyday Kenyans

  • Education Plans
  • Funeral Plans
  • Hospital Cash
  • Domestic Workers' Medical and WIBA Cover
  • NHIF-Top Up Packages
  • Low-cost Life Insurance (KES 150/month)

Micro-Insurance (Mobile-First Insurance)

Use your phone to enroll, pay, and claim!

  • Powered by USSD, WhatsApp bots & M-PESA
  • Pay-as-you-go health and funeral covers
  • Daily micro-contributions (KES 10/day)
  • Group registration via SACCOs and welfare associations

Over 70% of Kenyans earn irregular incomes. We offer them flexible protection, not rigid plans.