Boda Rider Income Protection Cover
A revolutionary insurance solution designed specifically for boda boda operators.
Protection That Keeps You Moving
As a boda rider, your motorcycle is more than just a vehicle – it's your livelihood. But what happens when accidents, theft, or damage prevent you from working? That's where our Boda Rider Income Protection Cover steps in.
Designed specifically for Kenya's boda boda economy, this comprehensive insurance solution ensures that you and your motorcycle are protected against the risks you face daily on the road.
Who This Is For:
- Boda boda riders across Kenya
- Delivery couriers (UberEats, Glovo, Jumia)
- Rural transport providers
- Motorcycle taxi operators
Key Benefits
Accident & Disability Protection
Receive income support if you're unable to work due to an accident. Coverage includes permanent and temporary disability benefits to keep your family supported.
Daily Downtime Compensation
When your motorcycle is being repaired after an accident, you'll receive daily compensation to cover your lost income, ensuring your family's needs are still met.
Third-Party Motor Insurance
Comprehensive coverage for third-party liabilities arising from accidents, protecting you from potentially devastating financial claims.
Rider & Passenger Medical Cover
Medical expenses coverage for both you and your passengers in case of an accident, including hospital stays, medication, and outpatient care.
Theft & Fire Protection
If your motorcycle is stolen or damaged by fire, we'll help you get back on the road with compensation towards repair or replacement costs.
Legal Support for Accidents
Access to legal assistance for accident-related matters, helping you navigate complex legal situations without the high cost of hiring a lawyer.
How It Works
Sign Up
Register through our mobile app, USSD, or with one of our agents in your area. Simple documentation required.
Pay Flexibly
Choose daily, weekly, or monthly payment options through M-PESA to fit your income pattern.
Get Protected
Receive your digital insurance certificate instantly and access claims support via WhatsApp or phone.
Frequently Asked Questions
How quickly can I receive compensation after an accident?
Claims processing begins immediately after reporting. For downtime compensation, payments typically start within 24-48 hours after verification. Medical and repair claims are processed within 3-7 days.
What documents do I need to register for this cover?
You'll need your ID card, a photo of your motorcycle, your motorcycle registration documents, and your phone number for M-PESA payments.
Can I register if my motorcycle is on loan?
Yes, we have special provisions for financed motorcycles. We recommend our Bike Loan Protection Cover which includes additional benefits for loan protection.