Personal & Household Covers
Essential protection for everyday Kenyans.
Protection For You And Your Family
Life is full of uncertainties, but your family's future doesn't have to be. Our Personal & Household Covers provide comprehensive protection for you and your loved ones.
From education plans to funeral coverage, we offer a range of insurance solutions designed to meet the unique needs of Kenyan families.
Who This Is For:
- Individuals and families
- Parents planning for their children's education
- Employers of domestic workers
- NHIF members seeking additional coverage

Our Personal Insurance Products
Education Plans
Secure your children's future with our education insurance plans.
- Primary, secondary, and university education coverage
- Flexible payment options
- Coverage for tuition, books, and other educational expenses
Funeral Plans
Dignified funeral arrangements for you and your loved ones.
- Coverage for immediate and extended family
- 24-hour claim processing
- Assistance with funeral arrangements
Hospital Cash
Daily cash benefits during hospitalization to cover additional expenses.
- Daily cash payments during hospitalization
- Coverage for transportation and other out-of-pocket expenses
- No waiting period for accidents
Domestic Workers' Cover
Medical and work injury coverage for your domestic workers.
- Medical coverage for domestic workers
- Work injury benefit (WIBA) compliance
- Affordable monthly premiums
NHIF Top-Up Packages
Enhance your NHIF coverage with our top-up packages designed to bridge the gaps in the standard NHIF plan.
Basic Top-Up
Essential coverage for common medical needs
- Outpatient services
- Prescription drugs
Standard Top-Up
Comprehensive coverage for most medical situations
- Specialist consultations
- Diagnostic tests and procedures
Premium Top-Up
Maximum coverage for peace of mind
- International medical coverage
- Alternative medicine and wellness programs
Ready to Protect Your Family?
Join the growing number of Kenyan families that trust Badilisha Insurance for their protection needs.