Personal & Household Covers

Essential protection for everyday Kenyans.

Protection For You And Your Family

Life is full of uncertainties, but your family's future doesn't have to be. Our Personal & Household Covers provide comprehensive protection for you and your loved ones.

From education plans to funeral coverage, we offer a range of insurance solutions designed to meet the unique needs of Kenyan families.

Who This Is For:

  • Individuals and families
  • Parents planning for their children's education
  • Employers of domestic workers
  • NHIF members seeking additional coverage
Personal Insurance

Our Personal Insurance Products

Education Plans

Secure your children's future with our education insurance plans.

  • Primary, secondary, and university education coverage
  • Flexible payment options
  • Coverage for tuition, books, and other educational expenses

Funeral Plans

Dignified funeral arrangements for you and your loved ones.

  • Coverage for immediate and extended family
  • 24-hour claim processing
  • Assistance with funeral arrangements

Hospital Cash

Daily cash benefits during hospitalization to cover additional expenses.

  • Daily cash payments during hospitalization
  • Coverage for transportation and other out-of-pocket expenses
  • No waiting period for accidents

Domestic Workers' Cover

Medical and work injury coverage for your domestic workers.

  • Medical coverage for domestic workers
  • Work injury benefit (WIBA) compliance
  • Affordable monthly premiums

NHIF Top-Up Packages

Enhance your NHIF coverage with our top-up packages designed to bridge the gaps in the standard NHIF plan.

Basic Top-Up

Essential coverage for common medical needs

  • Outpatient services
  • Prescription drugs

Standard Top-Up

Comprehensive coverage for most medical situations

  • Specialist consultations
  • Diagnostic tests and procedures

Premium Top-Up

Maximum coverage for peace of mind

  • International medical coverage
  • Alternative medicine and wellness programs

Ready to Protect Your Family?

Join the growing number of Kenyan families that trust Badilisha Insurance for their protection needs.